Please enter your details exactly as they appear on your PAN card. This ensures accurate KYC verification.
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🔒Your personal information is encrypted with 256-bit SSL and will only be shared with RBI-regulated lenders for loan processing. We never sell your data to third parties.
💼 Step 2 of 7
Employment Details
Your income details help us calculate the best pre-approved loan amount from our partner lenders.
₹
₹
Enter 0 if you have no existing EMIs
💡Higher income and lower existing obligations increase your pre-approved loan amount. Accuracy here ensures we match you with the best lender.
🏠 Step 3 of 7
Address Details
Please provide your current residential address. This must match your address proof document.
Current Residential Address
Permanent Address (if different)
👥 Step 4 of 7
Reference Details
Please provide 2 personal references (not family members) who can vouch for you. Lenders may contact them for verification.
Reference 1
Reference 2
ℹ️References should be aware they are being listed. They will only be contacted for identity verification purposes by the lender. Family members cannot be listed as references.
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✅ Pre-Approved
Congratulations, Rahul!
Based on your profile, you are pre-approved for an instant personal loan. Our partner lenders are ready to disburse your amount within hours.
Pre-Approved Loan Amount
₹3,50,000
Based on your monthly income of ₹55,000
Interest Rate
10.75% p.a.
Tenure
36 months
Est. EMI
₹11,430
Important: This is a DSA pre-approval based on your declared information. Final loan sanction, amount, and interest rate will be confirmed by the lender after document verification and KYC. This offer is valid for 72 hours from now.
🏦 Step 6 of 7
Bank Account Details
The loan amount will be disbursed directly to this bank account. Please ensure the account is in your name.
✅Your bank details are fully encrypted. The loan amount of ₹3,50,000 will be transferred directly to this account within 4 hours of final approval by the lender. A penny-drop verification may be done to confirm account ownership.
✅ Step 7 of 7
Review & Confirm
Please review all your details carefully before final submission. Incorrect information may delay or reject your application.
📄 Terms, Privacy & Consent
By submitting this application, I/We hereby authorize SwiftCash Finance Services (DSA) and its partner banks/NBFCs to: (1) Collect, store and process my personal and financial information for the purpose of loan processing; (2) Pull my credit information from CIBIL, Experian, CRIF or Equifax; (3) Contact me via phone, SMS, WhatsApp or email regarding my loan application; (4) Share my information with partner lenders for loan origination; (5) Conduct verification checks including employment, income, address, and identity verification. I confirm that all information provided is true and accurate to the best of my knowledge. I understand that providing false information may result in rejection of my application and/or legal action. I have read and agree to the Privacy Policy, Terms of Service, and Fair Practices Code of SwiftCash Finance Services.
One-Time Charge
Application Processing & Documentation Fee
A one-time non-refundable fee to cover document verification, credit bureau charges, file processing, and submission to lenders on your behalf.
₹3,999
₹1,999
+ 18% GST = ₹2,358.82 Total
Document collection & verification support
Credit bureau report pull (CIBIL / Experian)
File preparation & submission to 20+ lenders
Dedicated loan manager assigned to your case
Follow-up until disbursal or rejection communication
Free re-submission if rejected within 90 days
⚠️ This is a DSA service fee charged by SwiftCash Finance Services, not by the bank/NBFC. The loan processing fee charged by the lender (typically 1–2% of loan amount) is separate and deducted from the loan at disbursal.
Your loan application has been received and is being processed. Your dedicated loan manager will call you within 2 business hours.
REF: SCF-2025-XXXXXX
What Happens Next
1
Document Collection (Within 2 Hours)Our loan manager will call you to collect your KYC documents — PAN, Aadhaar, salary slips, and bank statements.
2
File Processing (24–48 Hours)We prepare and submit your complete file to best-matched partner lenders for their evaluation.
3
Lender Approval & Offer (1–3 Days)The lender will run their final verification and provide the official sanction letter with final loan amount and terms.
4
Disbursal to Your Account (Within 4 Hours of Sanction)After e-signing the agreement, the loan amount is transferred directly to your bank account.
📧A confirmation SMS and email with your application reference number has been sent. Please keep this reference number safe for all future communication. For queries: 1800-123-4567 (Toll Free, 9AM–7PM)